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Serving since 2022DET licence 1053387
Corporate
ILOE Insurance
ILOE is the UAE's job-loss insurance. Since 2023, most employees in the private sector and federal government must have it. If you lose your job through no fault of your own, it pays part of your salary for up to three months while you find new work.
At a glance
Prices
What it costs.
Starting prices. Your exact total is confirmed in writing before you pay anything.
- Category A, basic salary up to 16,000per monthfrom5
- Category B, basic salary above 16,000per month, plus VATfrom10
What we handle
- Checking which category you are in
- Subscribing you, paid monthly, quarterly or yearly
- Checking for any existing fines
- Help with your claim if you lose your job
What you provide
- 01Your Emirates ID
- 02Your mobile number and email
- 03Your basic salary
How it works
Step by step.
Check your category
We confirm your salary band.
Subscribe
We register you and set up the payments.
Certificate
You receive your policy certificate.
Good to know
Before you start.
Who must subscribe
Most employees in the private sector and federal government.
Who does not
Investors, business owners, domestic workers, under-18s, and pensioners who take a new job.
What it pays
60% of your average basic salary, up to 10,000 a month (Category A) or 20,000 (Category B), for up to three months.
How to claim
You need 12 months of subscription in a row, and you must apply within 30 days of your last working day.
Late payment
A fine of 200 if your premium is more than three months late.
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